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The difference between good debt and bad debt
When you talk of debt the first thing that comes to mind is a credit card bill waiting to be paid or a mortgage, you never associate debt as being something good for you. But there are instances when debt can actually be good for you. This can be explained by categorizing debt as good debt and bad debt. Bad debt This is where you purchase consumables you cannot actually afford to purchase on credit.... [Read more]
The bad side of debt consolidation
Worsening economic conditions have seen the rapid rise in consumer debt and this has become one of the biggest problems faced by the people in the country. If you are one of the millions in this situation, you will be considering your options and debt consolidation will be one of them. Here are some reasons why debt consolidation fails to solve your problems. Debt consolidation involves bundling all... [Read more]
Iconic Minerals Ltd.: Debt Settlement and Equity Financing – Marketwire (press release)
Iconic Minerals Ltd.: Debt Settlement and Equity Financing Marketwire (press release) ICONIC MINERALS LTD. (Iconic or the Company) (TSX VENTURE:ICM)(FRANKFURT:YQG) announces that it has negotiated a settlement with certain arms' length creditors for outstanding debts in the aggregate amount of $825000 (the Debt), subject to acceptance … and more Read More →
Major lender looks to increase mobile power – Debtmerica Relief
Major lender looks to increase mobile power Debtmerica Relief Debtmerica is a leading debt settlement company that offers assistance to individuals and families who are experiencing financial difficulties and hardship. We offer debt resolution programs that specialize in negotiated debt settlement that assists … and more Read More →
Jefferson County Dems May Derail Debt Settlement – Bloomberg
Jefferson County Dems May Derail Debt Settlement Bloomberg Alabama Governor Robert Bentley wants more unity among the Jefferson County delegation before calling a legislative session to deliver the state's part of the settlement, … and more Read More →
How to rebuild credit after bankruptcy
Anyone who has filed for bankruptcy would be in a hurry to rebuild his credit rating considering the difficulties one faces under the circumstances. With proper management of finances you will be able to re- establish your credit rating. Here are some points to help you in the process. Assess your current financial position What is your present credit status? List out all the debts you have and get... [Read more]
Reasons why you should use a debit card
More and more people are using credit cards and are facing credit card debt. A debit card is an alternative. So why should you consider using a debit card to pay for your purchases? 1. You will not over spend You can only spend the amount of money already in the checking account. If there are insufficient funds, the transaction will not go through. This way, unlike with a credit card you will not be... [Read more]
Why you should pay with cash
People are getting more and more used to using credits cards to make payments for everything from utility bills to grocery bills and using cash is becoming a thing of the past. But many are the advantages of using cash instead of using a credit card. • Helps you stay out of debt, as you cannot spend more than what you have unlike with credit cards where it is easy to get in to debt by over spending.... [Read more]
Alabama Agency Delays Meeting, Citing Progress On Debt – Wall Street Journal
The Birmingham News – al.com (blog) Alabama Agency Delays Meeting, Citing Progress On Debt Wall Street Journal A negotiated sewer debt settlement could affect the amount of the sewer rate increase, however. Joy Patterson, a spokeswoman for the attorney general, declined to comment, as did Justin Perras, a spokesman from JP Morgan, the county's largest sewer … Alabama Governor Robert... [Read more]
HOW TO GET OUT OF DEBT
The economic downturn in the country has left many people overwhelmed by financial strain. How can you pay off all the debts when all the time you seem to be accumulating more and more debt? It is a daunting task, but you need to start somewhere before you find yourself drowning in debt. 1. Work out exactly how much you owe and be honest with yourself. 2. Draw up a budget. Work out a debt repayment... [Read more]